Análise do comportamento das aplicações financeiras mais acessadas pelos pequenos investidores brasileiros frente ao índice nacional de preços ao consumidor amplo: um estudo de 1998 a 2018

Abstract

The financial market popularization and the variety of products available brought to the market several investor profiles, including the small investor. So, this study aimed to analyze the behavior of most accessed financial investments by small investors when in comparison with national broad consumer price index in the period from 1998 to 2018. The research was characterized as qualitative, having descriptive purposes. Data collection was performed through bibliographic and documentary searches, with books, articles, specialized websites and documents from organizations in the financial sphere. From the data collected, the profile of small investors have been identified, as the 04 most accessed applications among them, besides allowing surveys of inflationary index and taxes on financial assets. After organizing the data, comparisons between variables were possible, observing the risk and return of investments, as taxes and inflation of the period. The results point to a better performance of fixed income financial investments when in long term operations. Otherwise, the identified variable income investment proved timely for short-term transactions.