Finanças pessoais: influência nas relações sociais e familiares dos estudantes do ensino médio de escola do extremo oeste catarinense

Abstract

Properly practiced personal finance will provide financial control and peace of mind for the family, leading to the desired financial independence and avoiding high levels of indebtedness, resulting in positive influences on social and family relationships. This study aims to evaluate the impacts of personal finance on the family and social relationships of high school students in a municipality in the far west of the state of Santa Catarina. To achieve this general objective, the following specific objectives were defined: To verify the knowledge of family members and students regarding personal finance; to assess the impact of personal finance on students’ family relationships; to assess the impact of personal finance on students’ social relationships; and to identify actions that expand students’ knowledge of personal finance and can improve family and social relationships. In addition to bibliographic research, this study adopted an applied research approach through a questionnaire with twenty-three objective questions given to high school students in a municipality in the far west of Santa Catarina. After collecting the information, which was presented in graphs for analysis, the results found, beyond describing the characteristics of the family group and monthly income range, conclude that there is an influence of personal finance on students’ social and family relationships and that there is a need for greater involvement of both the school and the student’s family to broaden this knowledge, thereby improving the students’ social and family quality of life and achieving the desired financial independence while avoiding high levels of indebtedness.