Análise do nível de alfabetização financeira dos servidores técnico-administrativos da Universidade Federal da Fronteira Sul do campus Chapecó-SC

Abstract

Financial education assists individuals in decision­making, when used correctly, this tool can lead to more assertive and efficient decisions, given this importance, the main objective is to analyze the level of financial literacy of the technical­administrative servants of the University Fronteira Sul of the Chapecó­SC campus. For this, a survey survey was carried out with the technical­administrative servers. The data were collected through the application of a questionnaire, which totaled 40 responses, and were analyzed using the Chi­square statistical test. The level of knowledge of the servers was verified according to the scale recommended by Chen and Volpe (1998), which establish levels: high, medium and low. The results show that gender female and male servers have medium­level financial knowledge. In addition to the analysis about financial knowledge, this study also sought to analyze the behavioral optics of servants, such as level of savings, means of payment. Furthermore, it is concluded that quality financial education promotes a higher quality of life for individuals, in addition to contributing to the strengthening of society economically.